A broad category of insurance available to cover the cost of buildings and business personal property used in the course of operating your organization.
The amount of money available to be paid to others including medical bills for loss resulting from your negligence.
Each Occurrence – The maximum amount we will pay for any one event that results in a covered liability claim.
General Aggregate – The maximum amount we will pay for all events during the policy period that result in covered liability claims.
Insurance that covers an organization’s directors and officers to reimburse the organization for costs resulting from lawsuits and judgments arising out of alleged wrongful acts in their capacity as directors and officers of the organization.
Coverage for employers against allegations of discrimination, wrongful termination, harassment, and other employment-related claims made by past, present and potential employees.
The dollar value that it would take to rebuild your building.
The dollar value of the property located in or on your the building. Examples of this are: your furniture and fixtures, machinery and equipment and stock. It does not include fine arts or stock coverage for museums and art galleries.
Sexual or physical injury or abuse of any person, including assault and battery and/or improper touching when you become legally obligated to pay damages from civil proceedings.
Covers you for loss resulting from the sudden electrical or mechanical breakdown of your business equipment. For example, this coverage will replace your computer if it is damaged by a power surge.
Property insurance coverage available for items such as sports equipment that are not affixed to any one location.
You lease or sub-lease your space to other people or organizations or allow others to use your space.