A broad category of insurance available to cover the cost of buildings and business personal property used in the course of operating your organization.
The amount of money available to be paid to others including medical bills for loss resulting from your negligence.
Each Occurrence – The maximum amount we will pay for any one event that results in a covered liability claim.
General Aggregate – The maximum amount we will pay for all events during the policy period that result in covered liability claims.
Insurance that covers an organization’s directors and officers to reimburse the organization for costs resulting from lawsuits and judgments arising out of alleged wrongful acts in their capacity as directors and officers of the organization.
Coverage for employers against allegations of discrimination, wrongful termination, harassment, and other employment-related claims made by past, present and potential employees.
The dollar value that it would take to rebuild your building.
The dollar value of your inventory, stock, equipment, fixtures and property belonging to your members that is in your care.
A set of principles, rules and expectations considered binding on members of the organization.
Form used by organizations, signed by the parent(s)/guardian(s), acknowledging the inherent risk associated with participating in a sport/activity.
Sexual or physical injury or abuse of any person, including assault and battery and/or improper touching when you become legally obligated to pay damages from civil proceedings.
Property insurance coverage available for items such as sports equipment that are not affixed to any one location.
“Assault” means the threat or use of force on another that causes that person to have
apprehension of imminent harmful or offensive conduct, whether or not the threat or use of
force is alleged to be negligent, intentional or criminal in nature.
“Battery” means negligent or intentional wrongful physical contact with another without consent that results in physical or emotional injury